""Broke Millennial Takes on Investing"" by Erin Lowry is a practical and relatable guidebook that empowers young adults to conquer their fear of investing and start building wealth for the future. With her signature conversational style, Lowry tackles the complexities of investing and breaks them down into manageable steps. The book begins by addressing common investing fears and misconceptions, helping readers overcome the initial hurdles that may hold them back from taking control of their financial futures. Lowry emphasizes the importance of understanding investment options and demystifies concepts such as stocks, bonds, mutual funds, and retirement accounts. Through real-life examples and relatable anecdotes, Lowry guides readers through the process of setting investment goals, creating a personalized investment plan, and choosing the right investment vehicles based on individual risk tolerance and financial objectives. She stresses the value of diversification and provides guidance on asset allocation and rebalancing. Lowry also tackles the psychological aspect of investing, addressing common behavioral biases and offering strategies to stay disciplined during market volatility. She emphasizes the long-term perspective and advocates for a hands-on approach to investment management. Furthermore, the book explores socially responsible investing, tax considerations, and the impact of fees on investment returns. Lowry provides tips on how to navigate the world of financial advisors and online investment platforms, empowering readers to make informed decisions that align with their values and financial goals. ""Broke Millennial Takes on Investing"" serves as a friendly and approachable resource for young adults seeking to navigate the world of investing. Lowry's relatable anecdotes and actionable advice make the subject matter less intimidating, empowering readers to take the first steps towards financial independence and long-term wealth accumulation.