Cvoiding New Debt:
""Once you start making progress in paying off your debt, it's crucial to avoid accumulating new debt. It's like trying to bail out a sinking boat while someone is drilling new holes. Begin by creating a budget that ensures your expenses are covered without relying on credit.

Consider cutting up or freezing your credit cards temporarily to avoid the temptation of using them. If you must use credit, do so responsibly and only for necessary expenses.

Building an emergency fund can also help you avoid new debt. Having savings for unexpected expenses means you won't need to rely on credit cards when emergencies arise. Staying committed to your debt-free journey is key to long-term financial success.""