When I was one-and-twenty
I heard a wise man say,
Give crowns and pounds and guineas
But not your heart away
Give pearls away and rubies
But keep your fancy free.
But I was one-and-twenty,
No use to talk to me.

When I was one-and-twenty
I heard him say again,
The heart out of the bosom
Was never given in vain
Tis paid with sighs a plenty
And sold for endless rue.
And I am two-and-twenty,
And oh, tis true, tis true.